✅ Absa Premium gives free access to Bidvest Premier VIP lounges at major airports (12 visits per year)
✅ Flexible credit limit that can reach R138,000 for your projects
✅ Institution’s own cashback rewards program
✅ Up to 57 days interest-free on qualifying transactions and contactless payments
Why does the Utua team recommend Absa Premium?
We recommend this card because it offers a benefits package that truly compensates for the monthly fee for those who frequently travel or seek security in their purchases. In addition, Absa Bank, responsible for issuing the card, is not just an ordinary bank; it is one of the largest financial groups in Africa, with presence in 15 countries and listed on the Johannesburg Stock Exchange, a solidity that brings enormous confidence to the user.
One point that won us over was the balance between luxury and practicality, since users are entitled to 12 annual airport lounge accesses and have travel insurance of R3 million. In addition, the rewards program allows everyday card use to turn into cash back in your pocket, which is always a smart choice, wouldn’t you agree?
Benefits and rewarded challenges in the app
The Absa Premium card brings benefits mainly for people who are constantly traveling, while at the same time being versatile, as it serves both those seeking status and comfort in travel and those who need a robust tool for everyday life.
Absa Premium also brings something very important, which are challenges in its application. The way it works is simple: by completing certain “tasks” (a kind of game). The reward can even reach free meals, and the prizes are frequently announced. Very cool, isn’t it?
Author’s opinion
An important point to observe when applying for a new credit card is its monthly fee. In the case of Absa Premium, the monthly fee is R115, which can be quite competitive when we weigh the VIP lounge visits and the included international insurance.
However, it is important that you observe whether you will really take advantage of its benefits to make sense of having a card with a monthly fee. If this is not your profile, look for a type of card more compatible with your routine use and that brings benefits to your daily life.
Nevertheless, it is worth remembering that conscious management is the key. Taking advantage of the 57 interest-free days is an excellent strategy for those who keep their accounts up to date. In addition, Absa Premium allows you to pay extra amounts on installments if you wish to settle the balance faster, which demonstrates flexibility that values the client’s planning.
Want to know how to secure your Absa Premium card?
To understand the step-by-step process of applying for the Absa Premium credit card and discover how to take advantage of the app challenges to win free meals, click the button below. On the next page, we will detail the documentation and income requirements, among other aspects that will help in your evaluation of the product!
