The benefits of the Bank Of America Cash Rewards card are:
✅ Automatic 2% cash back at grocery stores and wholesale clubs
✅ No annual fee
✅ 28.24% APR
✅ Choose which category you want to earn 6% cash back in
✅ Other purchases also earn up to 1% cash back, depending on the category
More about the benefits of this credit card
Maximize your rewards with the Bank of America Cash Rewards Card, offering an adaptable cash back program tailored to fit your lifestyle. Benefit from these rates on up to $2,500 in combined purchases each quarter, then enjoy unlimited 1% cash back on all other purchases.
With the flexibility to change your choice category online or through the mobile app, this card is designed to support your financial journey while maximizing returns on everyday spending.
Why do we recommend the Bank of America Cash Rewards card?
This card has no annual fee and a compelling new offer: help build your credit while earning 6% cash back. You’ll get 3% cash back plus a 3% first-year bonus in your chosen category, 2% at grocery stores and wholesale clubs, and 1% on everything else. Eligible choice categories include dining, gas, travel, online shopping, and more.
Who can apply for this credit card?
The eligibility criteria:
✅ You can apply for the Bank of America Cash Rewards credit card if you’re 18 years old
✅ You need a good credit score of at least 690.
✅ Total annual income