What are the benefits of the Kohl’s Rewards Visa credit card?
The benefits of the Kohl’s Rewards Visa credit card go far beyond store discounts. Cardholders earn an impressive 7.5% back in Kohl’s Rewards every time they shop at Kohl’s or on Kohls.com, with rewards issued monthly as $5 Kohl’s Cash.
But the perks extend beyond the store. When using the card for everyday expenses, you earn 3% back on gas, 2% on groceries, and 1% on all other eligible purchases made anywhere Visa is accepted. This makes the card a powerful tool not just for loyal Kohl’s shoppers, but for anyone looking to get rewarded for their daily spending.
Plus, it comes with no annual fee and includes Visa Signature benefits like travel assistance, extended warranties, and concierge services—all designed to add even more value to your experience. This card is an excellent option for shoppers who want more value from their everyday spending, not just at Kohl’s, but wherever they go.
Who offers this credit card?
The benefits of the Kohl’s Rewards Visa credit card are made possible through a partnership between Kohl’s and Capital One, one of the largest and most trusted financial institutions in the United States. Capital One is known for its user-friendly banking tools, strong customer service, and secure digital platforms. Cardholders can manage their accounts through the Capital One mobile app, which includes features like real-time alerts, card lock, and payment scheduling.
Who can apply for this credit card in the U.S.?
To apply for the Kohl’s Rewards Visa credit card in the United States, applicants must meet a few basic eligibility requirements:
✔ Be at least 18 years old
✔ Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
✔ Have a U.S. mailing address
✔ Meet Capital One’s creditworthiness standards
What documents are required to apply?
When applying for the Kohl’s Rewards Visa credit card, you’ll need to provide:
✔ Government-issued photo ID (such as a driver’s license or passport)
✔ Social Security Number (SSN) or ITIN
✔ Proof of income (employment or other sources)
✔ Current U.S. residential address
These documents help Capital One assess your application and determine your credit limit and approval.
A word of advice for you!
Before applying for any credit card, including the Kohl’s Rewards Visa, it’s important to think strategically. If you’re a frequent Kohl’s shopper, the 7.5% back in rewards can generate substantial value over time. However, to really benefit, make sure you plan to pay your balance in full each month to avoid high interest charges, which can reach a variable APR of 30.24%.
Another key tip is to monitor your spending across different categories—like gas and groceries—to take full advantage of the extra rewards offered. Used wisely, this card can serve as both a shopping tool and a stepping stone to better credit health, especially if you’re building or maintaining a strong credit profile.
Apply now and enjoy all the benefits of the Kohl’s Rewards Visa credit card!
Ready to take advantage of everything this card offers? Applying is simple and fast. Once approved, you can start earning rewards right away and access all the perks that come with Visa Signature status.
Click the button below to begin your application directly on Capital One’s official website and unlock all the benefits of the Kohl’s Rewards Visa credit card today!