✅ 1.5% cash back on every purchase, every day
✅ 10,000 bonus points after spending $500 in the first 90 days
✅ No annual or foreign transaction fees
✅ 0% intro APR for 12 months on purchases and balance transfers
Why the UTUA team recommends the M&T Signature Credit Card
The M&T Signature Credit Card stands out for its simplicity and versatility. With unlimited 1.5% cash back on all purchases, you don’t need to worry about rotating categories or spending caps. The introductory 0% APR for 12 billing cycles is perfect for those planning big purchases or consolidating balances.
Plus, the bonus 10,000 points is an excellent incentive for new cardholders. The absence of both annual and foreign transaction fees makes this card a practical choice for domestic and international use. If you value straightforward rewards and convenience, this card delivers exceptional value.
Author’s Opinion
The M&T Signature Credit Card is ideal for users seeking a no-hassle rewards card. Its consistent cash back rate ensures you’re always earning, no matter your spending habits. The card’s low introductory APR makes it a smart choice for managing expenses, while the lack of annual fees ensures long-term affordability.
Compared to other M&T credit cards, like their secured or Visa Rewards options, the Signature Credit Card offers a balance between rewards and accessibility, making it a versatile option for both everyday use and special purchases.
Want to know more about the card?
Click the button below to explore the M&T Signature Credit Card and its features. Learn how you can maximize your rewards, enjoy travel perks, and take advantage of the low introductory APR. A card that works for you starts here.