Eligibility requirements for TD Cash Visa
☑️ Must be at least 18 years old (19 in some states)
☑️ Valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
☑️ U.S. residency with a valid physical address
☑️ Good to excellent credit score recommended
Documents needed to apply
📄 Government-issued ID (Driver’s license, passport, or state ID)
📄 Social Security Number or ITIN
📄 Proof of income (pay stubs, tax returns, or bank statements)
📄 Valid mailing address and contact information
📄 Employment details (if applicable)
Approval is contingent upon document verification, and additional paperwork may be required.
How to apply for TD Cash Visa?
Applying for the TD Cash Visa is simple and can be done online, at a TD Bank branch, or over the phone. The fastest way is online—visit the official TD Bank website, complete the application form with your personal and financial details, and submit it for review.
Once submitted, TD Bank evaluates your creditworthiness, income, and financial history. If approved, your card will be mailed to you within a few business days. If denied, you may reapply after improving your financial profile.
How to pay your TD Cash Visa bills?
TD Cash Visa offers multiple payment options. You can pay your monthly bills via online banking, mobile app, or automatic payments linked to your bank account.
Payments can also be made at a TD Bank branch or by mail. Setting up autopay helps avoid late fees and keeps your account in good standing.
Fees and costs
The TD Cash Visa has no annual fee, making it an economical choice for maximizing rewards. The APR for purchases ranges from 19.24% to 29.24%, depending on creditworthiness. Balance transfers enjoy a 0% introductory APR for 15 billing cycles, followed by a variable rate.
Cash advances are subject to a 29.49% APR, and foreign transactions incur a 3% fee per transaction. Late or returned payments may result in penalties of up to $40. Be sure to review the full terms and conditions before applying.
Final thoughts
The TD Cash Visa offers consistent cashback, no annual fee, and a valuable introductory APR for balance transfers. If you’re looking for a reliable credit card that rewards your spending without category restrictions, this is a strong option.
Be mindful of foreign transaction fees and late payment penalties to make the most of your card.
Apply today and start earning rewards
Click below to visit the official TD Bank website and begin your application now!
