Top perks of TD Double Up Visa:
✅ High Credit Limit – Flexible starting at $500, adjusted based on your credit profile.
✅ Unlimited 2% Cashback – Earn 1% when you buy, plus an extra 1% when you redeem.
✅ $200 Welcome Bonus – Get a $200 statement credit after spending $1,500 in the first 90 days.
✅ 0% APR on Balance Transfers – No interest for 15 billing cycles on balance transfers.
✅ Visa Cell Phone Protection – Pay your monthly bill with your card and get coverage.
Reasons why we recommend TD Double Up Visa
The TD Double Up Visa offers a seamless cashback experience with unlimited 2% rewards on all purchases. Unlike many competitors, there are no rotating categories or spending limits, making it an effortless way to earn.
Another major advantage is the 0% introductory APR on balance transfers for 15 billing cycles, helping you consolidate debt while avoiding high interest.
Compared to other cashback cards like Chase Freedom Unlimited or Citi Double Cash, TD Double Up stands out with its straightforward structure and easy redemption process. However, if you frequently travel internationally, note the 3% foreign transaction fee, which might make other travel-friendly cards more suitable.
Author’s insights
Financial experts praise the TD Double Up Visa for its high flat-rate cashback and lack of spending caps, making it ideal for everyday use.
However, its foreign transaction fee and lack of premium travel perks mean it’s better suited for domestic spending. If you want simple rewards without tracking bonus categories, this is a top contender.
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