Eligibility requirements for TD FlexPay Visa
☑️ Must be at least 18 years old (19 in some states)
☑️ Valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
☑️ U.S. residency with a valid physical address
☑️ Proof of income to meet credit requirements
☑️ Good to excellent credit score recommended
Documents needed to apply
📄 Government-issued ID (Driver’s license, passport, or state ID)
📄 Social Security Number or ITIN
📄 Proof of income (pay stubs, tax returns, or bank statements)
📄 Valid mailing address and contact information
📄 Employment details (if applicable)
How to apply for TD FlexPay Visa?
Applying for the TD FlexPay Visa is a seamless process. You can apply online, in person at a TD Bank branch, or by phone. The fastest way is through the TD Bank website—simply fill out the application with your personal and financial details and submit it for review.
Once your application is submitted, TD Bank will assess your creditworthiness, income, and overall financial profile. If approved, your card will arrive in the mail within a few business days. If denied, you may reapply after improving your financial standing.
How to pay your bills?
Managing your TD FlexPay Visa payments is easy. You can pay your bills via online banking, mobile app, or by setting up automatic payments linked to your bank account.
You can also make payments at a TD Bank branch or through the mail. Setting up autopay ensures timely payments and helps avoid late fees and interest charges.
Fees and costs
The TD FlexPay Visa has no annual fee, making it an affordable choice for maximizing rewards. The APR for purchases ranges from 19.24% to 29.24%, depending on your creditworthiness. Balance transfers benefit from a 0% APR for the first 15 billing cycles, followed by a variable rate.
Cash advances incur a 29.49% APR, and foreign transactions have a 3% fee per transaction. Late or returned payments may result in penalties of up to $40. Reviewing the full terms and conditions before applying is recommended.
Final thoughts
The TD FlexPay Visa provides straightforward cashback, no annual fees, and an extended introductory APR for balance transfers. If you’re looking for a reliable credit card that consistently rewards your spending, this is an excellent option. Keep in mind foreign transaction fees and late payment penalties to maximize your card’s benefits.
Apply today!
Click the button below to visit the official TD Bank website and start your application now!