List of Advantage and Benefits of this Loan
- No fees.
- Rate discount for autopay.
- Long repayment terms on home improvement loans
- Rate Beat program and Experience Guarantee.
More about the credit Loan
LightStream is a consumer lender that offers unsecured personal loans for a number of uses. The lender boasts no origination, late payment or prepayment fees, and offers rate discounts for borrowers who sign up for autopay. Loans are available between $5,000 and $100,000 for terms ranging from two to 12 years depending on your loan purpose. Plus, with a minimum credit score of 660, LightStream is a strong option for applicants with good to excellent credit history.
Why do we recommend the loan for you?
LightStream offers personal loans at much lower rates compared to others on the market. Among their many features, they allow borrowers to choose when they will receive their money. That’s right. You can define the best period for your needs. You can deposit funds into your account the same day or up to 30 days after approval. In addition, scheduling a later financing date can give you time to plan your first payment or give you flexibility to align your loan with the start of a home improvement project or other major expense. All your dreams will come out of paper without much effort and you won’t be wrapped up in deb
Eligibility Criteria: Who can apply for this loan?
- Minimum credit score: 660.
- Several years of credit history.
- Multiple account types within your credit history, like major credit cards, a car loan or other installment loan, and a mortgage.
- Strong payment history with few or no delinquencies.
- Investments, retirement savings or other evidence of an ability to save money.
- Enough income to pay existing debts and a new LightStream loan.