List of Advantage and Benefits of this Loan
- Low, fixed-rates, so the rate will never go up on you.
- No prepayment fees, so you can pay your loan off at any time.
- Payment flexibility; you can change your payment date to work best for your budget.
More about this Loan:
You can choose between eliminating high interest credit card debt and getting a clear payment date that you can circle on your calendar or consolidate debts, simplifying your credit and loan payments into a single monthly payment that is easy to manage and pay. Besides, who never dreamed of improving their own home, right? Get the funds you need to remodel, repair or build the home you want without the hassle of refinancing or taking out an equity loan. You can also choose using credit for an unexpected expense or planning your next big purchase with a fixed-rate loan instead of a high-interest credit card.
Why do we recommend this loan for you?
Flexible Personal Loan Options. Choose the best option that fits your monthly budget and schedule to get out of debt. A personal loan through Upgrade can help you accomplish your financial goals. You can use a personal loan to consolidate debt into one easy monthly payment, pay off your high-interest credit cards, tackle that home improvement project, fund a major purchase, and more.
Eligibility Criteria: Who can apply for this loan?
- Upgrade does not disclose a minimum credit score or debt-to-income ratio needed for approval. It reviews your credit profile and focuses on what you make vs. what you spend.
- Upgrade does not accept co-signers. Aside from credit score, eligibility for a personal loan from Upgrade also depends on credit usage and history, and you must be a U.S. citizen or have a U.S. visa, and be at least 18 or 19 years old, depending on state law. Upgrade will verify that you have a bank account and you must have a valid email address.