Who is eligible to request the Capitec Credit Card?
To apply for the Capitec Credit Card, applicants must meet specific eligibility criteria. Firstly, individuals must be 18 years of age or older to be considered for approval. Additionally, there are minimum salary requirements for both employed and self-employed applicants.
For employed individuals, the minimum salary requirement is set at R5,000, ensuring a stable income source to support credit card payments. On the other hand, self-employed clients are required to have a minimum monthly income of R10,000, reflecting the financial stability necessary for managing credit obligations effectively.
If you meet these eligibility requirements and are seeking a credit card that offers convenience, security, and rewards, don’t hesitate to apply for the Capitec Credit Card today.
Required documentation
✔️Original ID document (must be 18 years or older)
✔️Latest salary slip
✔️3-month bank statement
A tip for you!
When considering a credit card, it’s essential to be aware of the associated fees and interest rates. With the Capitec Credit Card, you can expect an initiation fee of R100 and a monthly fee of R50.
The interest rate varies between 11.75% and 22.25%, depending on your credit profile. To make the most of your credit card and ensure financial health, prioritize paying your bills on time. This simple practice not only avoids late fees but also contributes to building or increasing your credit score over time.
Investing in your own future by responsibly managing your credit card payments is a smart financial move. A good credit score opens doors to better financial opportunities, such as lower interest rates on loans and mortgages, higher credit limits, and approval for premium credit cards with attractive rewards and benefits.
How to request the Capitec Credit Card?
If you believe that the Capitec Credit Card is a great solution for you, click on the button below where you will be redirected to the official website so you can safely initiate your process! You can also do it through the Capitec App if you believe that is a better option for you!
