To apply for the Capitec credit card you must:
- Be 18 or older
- Have a minimum monthly income of R5 000
- Have a formal job or employment contract
- Be a citizen of South Africa
You will need to submit the following documents:
- Official identification document
- Updated proof of residence
- Proof of income, which can be paychecks or tax payment documents
- Bank statements for the last 3 months
Fulfilling the requirements and in possession of the documentation, you will be able to apply to the Capitec credit card request form.
How to apply for the Capitec credit card?
You can create an account with Capitec in the mobile application or on the website and after the account has been opened, it will be possible to fill out the Capitec credit card application form.
When filling out the form, indicate all your personal information and attach the requested documentation so that the bank can analyze your request.
The same process can be carried out at Capitec’s physical branches if you prefer.
If approved, the Capitec credit card will arrive at your home within 7 business days at the indicated address at no additional cost.
How to pay Capitec credit card’s bills?
You can withdraw the invoice directly from the Capitec app and pay the amounts at any physical or online financial institution.
You can pay with your current account balance at Capitec or set up automatic debit!
What are the interest rates applied to the Capitec credit card?
The interest and fees applied to the card are:
- R100 initiation fee
- R50 monthly fee
- Interest rates vary between 10.75% – 21.25% (based on your credit profile)
Did you enjoy the benefits of the Capitec credit card? Request yours today!