Understanding how to qualify for Naked insurance is easy! It’s designed for simplicity and accessibility. Anyone aged 18 or older, living in South Africa, can apply to cover their car, home, or personal items. Whether you’re a homeowner, driver, student, or freelancer, Naked has flexible policies for every lifestyle.
Unlike traditional insurers, there are no complicated requirements or lengthy approval steps. The platform is 100% digital, allowing anyone with a smartphone to get instant coverage directly through the app.
Documents required
To complete your application and confirm that you how to qualify for Naked insurance, you’ll need a few basic documents. Everything is submitted online, with no need for in-person visits or paperwork.
✔️ South African ID or valid passport
✔️ Proof of address (utility bill or bank statement)
✔️ For vehicles: registration certificate, make/model/year, mileage
✔️ For homes: property address, valuation, or content inventory
✔️ For high-value items: proof of purchase or serial number
Once you upload these documents in the app, you’ll receive an instant quote and can activate your policy the same day.
A tip before you commit
Before finalizing your policy, it’s important to understand how to qualify for Naked insurance so you can choose the right coverage for your needs. Review your coverage level to ensure it fits your lifestyle, if you rarely drive, try the CoverPause option, which can save you up to 50% on car insurance.
For property owners, combining “building” and “home contents” insurance often ensures complete protection without paying twice for the same coverage.
It’s also wise to balance your premium and excess: a higher excess lowers your monthly cost but increases your out-of-pocket payment when claiming. Naked’s partnership with Hollard guarantees that once you understand how to qualify for Naked insurance, your policy will be supported by one of South Africa’s most reliable insurers, giving you confidence and transparency from start to finish.
Ready to find out how to qualify for Naked insurance today?
Visit Naked’s official website to check your eligibility, upload your documents, and get your quote in less than 90 seconds. Discover why thousands of South Africans trust Naked for honest, tech-driven protection.