Benefits of this credit card:
- 140,000 Altitude points, when you spend $6,000 or more on eligible purchases within 120 days of approval
- 2 x Priority Pass invitations per cardholder year
- Overseas Travel Insurance, Purchase Protection and other insurances (PDS)
- 1.25 Altitude Points for every $1 spent on eligible purchases
- 0% p.a. for 24 months on Balance Transfers – 1% BT fee
More about the benefits of this credit card
Up to 45 days interest free to give you more opportunity to avoid interest charges on your purchases. Note cash advances aren’t covered by this interest-free period. On top of Apple Pay, Samsung PayTM and Google Pay, you can use their Instant Digital Card from the moment your account is opened. No need to wait for a physical card. You don’t need a rewards card to get rewarded. Westpac Extras includes personalized cashback offers sent directly to your email. Simply use your card as normal and they will automatically credit your account.
Why do we recommend this credit card?
The Altitude Rewards program has no rewards fee and plenty of flexibility in how you can use your points. Choose from retail gift cards, cashback, a range of partner airlines, our own online store or our unique ‘Pay by Points’ feature. Plus, you’ll earn points at a higher rate when shopping with select partners. With Westpac Altitude Rewards Black you’ll also earn points at a higher rate when you use your card with select partners, including Uber, Spotify Premium and Airbnb.
Who can apply for this credit card?
The eligibility criteria:
- Be over 18 years old
- Good Credit and have not applied for multiple credit cards recently
- Resident or citizen of Australia
- Minimum income of $75,000 p.a.
- You have your personal details ready to complete the online application