✅ The Wells Fargo Autograph Card has no annual fee
✅ 0% intro APR for 12 months on purchases
✅ Unlimited 3X points on dining, travel, gas, transit, popular streaming services and phone plans
✅ 20,000 bonus points when you spend $1,000 in purchases within the first 3 months – that’s a $200 cash redemption value (terms apply)
✅ No foreign transaction fee
Why does the UTUA team recommend the Wells Fargo Autograph® Card?
With a vast range of credit cards to choose from, picking the best one can be tricky. If you are looking for great credit card reward points, this is the right choice for you! The Wells Fargo Autograph Card is recommended for consumers who are fee-averse, as it has no annual fee, on top of a rewards system that pays off when dining, traveling, getting gas, using transit, streaming a favorite show, or paying a phone bill.
It also carries no foreign transaction fee, which is a plus for anyone who uses the card while traveling abroad.
Points for travel and purchases
The UTUA team recommends the Wells Fargo Autograph Card for cardholders who would like to collect points and redeem them in areas such as traveling, gift cards, and eligible purchases.
Beyond gift cards and travel, points can also be applied as a statement credit toward a past purchase, used at checkout through PayPal, or transferred to select travel loyalty programs — giving cardholders more than one way to put their rewards to use.
The UTUA team’s opinion for you!
From a personal finance perspective, the Wells Fargo Autograph Card can be a reasonable pick for someone who already spends steadily on dining, travel, gas, transit, streaming, and phone bills, and who plans to pay the statement in full each month. The 20,000-point bonus is attractive, but it should be earned through normal spending, never by stretching a budget to hit the $1,000 threshold artificially.
The real value of the 0% intro APR is the breathing room it gives to pay down a large purchase without interest for a year — not an invitation to add debt that will still be there when the 18.49%–28.49% variable APR kicks in. As with any credit product, approval depends on a credit analysis by the issuer, so it is worth checking your credit profile before you apply for the Wells Fargo Autograph Card.
The Wells Fargo Autograph Card is issued by Wells Fargo Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency (OCC) and a member of the FDIC.
How to apply for the Wells Fargo Autograph Card in a few clicks?
Although finding the best credit card for you might be tricky, the process to apply for the Wells Fargo Autograph Card is simple. So keep reading to find out more, including fees you should watch out for, and apply for the Wells Fargo Autograph Card with ease!
